How To Lower Your Monthly Bills (and save hundreds every month)

Want to turbocharge your debt payoff? Let’s start by putting more money back in your pocket every single month.  In this post, I’ll show how trimming your monthly bills can uncover an extra $1,000 or more per year – cash you can immediately throw at your credit card debt. Method #1: Negotiating Negotiation skills are […]


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This is a test page

By reading this Ultimate Guide you’re already taking the first steps on your journey to a Rich Life. This is only an introduction to the ideas and material you’ll find inside IWT. I started this site in 2004 while I was studying technology and psychology at Stanford. I’ve spent the time since testing and honing […]


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8 Unique Business Ideas Worth Millions (they’re still around today)

Looking for inspiration that could spark your million-dollar business idea? In this post, we’re diving into eight unique business ideas that grew into multi-million dollar enterprises that are still around today!  Some of these successful businesses started with concepts you’d least expect to succeed, meaning regular people like us can identify other future million-dollar opportunities […]


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5 Low Cost, High Profit Businesses You Can Start From Home

While ‘low cost’ and ‘high profit’ are subjective, this post will show you businesses you can start with as little as $50 or less (and some with nothing at all). You’ll notice all the ideas are all internet-based, so you won’t need much more than a website, if even. That means as a bonus, you […]


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How to Manage Your Money (10 Simple Steps to a Rich Life)

Managing your money doesn’t have to be rocket science, but it is a prerequisite for building your rich life. In this post, I’ll walk you through how to manage your money in 10 simple steps.  Don’t worry about being perfect right now, even if you just start with Step 1 today, you’ll be in a […]


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How to Become an Entrepreneur (in 3 simple steps)

Becoming an entrepreneur is not about printing business cards or working from a beach sipping mocktails. There’s a lot more that goes behind the scenes with becoming a successful entrepreneur.  Today I’m going to show you how to get started building an actual business in 3 simple steps. Table of Contents Step 1: Picking a […]


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How Bloggers Make Money (+how mine makes millions)

Making money from blogging is getting more popular every day. In this post, I’ll outline the various ways bloggers make money, and how my blog (the one you’re reading now) makes me millions.  Table of Contents Common Monetization Methods for Bloggers Sponsored Posts One of the most straightforward ways bloggers can make money is through […]


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