10 Profitable Business Ideas (real examples + how to start)

Want to start your own business but aren’t sure how to get started? Entrepreneurship is an incredible way to build wealth and contribute to the marketplace. A good business venture opens the doors for: An unlimited earning potential Opportunities to share your passion with the world Flexibility in when and even where you work The […]


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Inverted Yield Curve: what is it and how does it predict disaster?

The inverted yield curve is a graph that shows that younger treasury bond yields are yielding more interest than older ones. And it’s TERRIFYING for financial pundits all over the world. It’s a graph that could mean the difference between a thriving bull market or the downswing of a bear market. AND it’s been known to […]


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The Richest Man in Babylon: 7 Rules For Financial Success

Below is another book review installment from Rachel Stephens. Rachel is a 20-something financial analyst. In the 1926 classic, The Richest Man in Babylon,  author George Clason shares a timeless set of principles for “those who are ambitious for financial success.”  Billed as “the Bible of financial freedom,” Clason’s book unfolds its lessons through a  […]


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How to Build a Bulletproof Budget: Worksheet + 50/30/20 Rule

Ramit gives you the very best budget help with an automated system. This is the alternative to typical budgeting. This is a system thatll last.


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Make $100K+ in 1 Year Through Freelance Digital Marketing

Freelance marketing is a perfect way to earn extra money, flex your creative skills, and make valuable connections and networks. The best part: Companies are in constant need of great freelance marketers. Some fast facts: 9 in 10 companies leverage social media for marketing purposes Businesses’ reliance on SEO and content creation continues to rise each year […]


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Best IRA Accounts to Open in 2024

An individual retirement account (IRA) is an investment account that gives you amazing tax advantages for retirement savings. The two common types: Traditional IRA. This account allows you to invest pre-tax income. You’ll roll over your 401k into a traditional IRA whenever you leave a job. Currently, anyone younger than 70 ½ years old is […]


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How to Be Successful: Tips to Help You Succeed in 2024

Before you can define success, you should make a list of what success looks like to you. This list should include definitions, examples, goals (both tangible and non-tangible), and steps you can take to realize these goals.  This article will break all of this down for you because it can become quite overwhelming. Remember that […]


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Best Mutual Funds 2024: Advice From A NYT Bestseller (+ Tips)

Mutual funds can be an option if youre looking for actively managed funds that are low risk and fairly diversified. When compared to index funds, though, theres a clear winner. With mutual funds, you have to pay a higher expense fee. Thats because the fund is actively managed by fund managers. But with index funds, […]


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70% of Americans say they don’t earn enough money

Are you earning enough money? If you’re like most Americans, you probably feel like you’re not. You may also feel like you don’t have enough in the bank, that your cost of living is rising, and that it’s harder to make ends meet lately. Now more than ever, amid economic uncertainty and rising inflation, it’s […]


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How To Make Money Fast As A Kid: 25+ Proven Strategies (+ tips)

According to the US Department of Labor, the minimum age of employment is 14 years old (for non-agricultural jobs). There are certain hours restrictions for youth under the age of 16 and hazardous work restrictions for anyone under the age of 18. With that said, these refer to full-time and part-time employment positions at businesses. So […]


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10+ Ways To Make Money As An Artist (Strategies & Tips)

Money should not rule our lives but be a tool to help us reach our long-term goals.  Wouldn’t you agree? Many artists would.  They’d rather spend their time honing their skills instead of wondering how to make money as an artist.  But cash is king. It’s popular to assume that making money with art doesn’t always assure financial […]


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5+ Best Paid Online Survey Sites To Earn Extra Money (+ tips)

You may not get rich doing surveys for money, but if you’ve got free time, you can make some extra cash. There are a lot of perks to doing surveys: they can be done by anyone with an internet connection, and you can start and stop whenever you want. When looking for a side hustle […]


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How to Sell Stuff Online Fast: 7+ Ideas, Websites, & Apps (+ tips)

Need to make a quick $1,000? This guide on how to sell your stuff online has you covered. A few months ago, I sold a rowing machine for $700 and used the money to help pay for a trip to Italy. Not only did I get the extra cash, I freed up space in my […]


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77 Small Business Ideas to Start in 2024 (+FREE Startup Cost Calculator)

Do you dream of being a small business owner one day? Well, your ‘one day’ is today. Small business ideas have never been so widely available as they are now. Not only are millions of people opting for starting their own business after suffering from job-loss, but people are leaving their jobs every day to go out […]


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Top 12 most profitable online businesses for 2024 (plus Net Income Calculator)

Hey, Ramit here. As an NYT bestselling author who’s helped over 50 million readers and 50,000 clients build online businesses, I’ve seen what works (and what doesn’t) in the ever-changing digital world. In this guide, I’m sharing the 12 most profitable online businesses you can start in 2024. These tried-and-true models are primed for success, […]


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How to Increase Your Income: 19 Simple Ways to Make Extra Money

Whether you’re tackling the bite of inflation, gunning for big financial milestones, or just aiming to upgrade your lifestyle, there are practical ways to ramp up what you earn. I’m Ramit Sethi, author of I Will Teach You To Be Rich and host of How to Get Rich on Netflix. I’ve tested a ton of […]


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How to Develop A Solid Business Growth Strategy (+examples)

Business growth doesn’t just happen. It involves an intentional process laid out and executed strategically.  If you’re unsure about how and where to start with your business growth, I’ve got you covered. I’m Ramit Sethi, New York Times bestselling author and entrepreneur, and I’ve helped thousands of businesses grow sustainably. In this guide, I’ll walk […]


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Professional Growth: The Ramit Sethi Way

You’ve been told that professional growth happens through endless grinding and incremental steps forward. But what if I told you there’s a better, faster way? I’m Ramit Sethi, and I’m here to share my philosophy on achieving meaningful career advancement—a philosophy rooted in going for big, bold wins rather than getting nickel-and-dimed with minor achievements. […]


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15 Best Part-Time Remote Jobs to Earn More in 2024

With the rise of remote work, more people than ever are ditching the daily commute to their 9-to-5 in favor of greater flexibility and work-life balance. If you’re looking to earn some extra cash on the side without being tied to an office, a part-time remote job could be the perfect solution. These days, you […]


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Types of YouTube Ads: How to Launch a YouTube Ad Campaign in 2024

You know what’s crazy? Over the last decade, I’ve grown my YouTube channel to almost half a million subscribers! And through that journey, I’ve learned that YouTube advertising is an incredibly powerful way to reach your ideal customers. But here’s the thing most people don’t realize: Running YouTube ads is a total waste of money if […]


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Education tax credits for 2023 (offset cost of tuition and fees!)

The first year of college, I went to an extremely expensive school with $40K/year tuition. Then I transferred to an in-state school for $6K/year. One of the best decisions I ever made. That $40K school is now up to $55K/year and that’s just for tuition. Luckily, the Tax Code offers some incentives for paying for […]


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Is Renting a Waste of Money? Ramit Sethi Explains

I know, I know. You’ve been told you’re “throwing money away on rent.” Someone in your life made you feel guilty for not buying a house and building equity. And let me guess: They said something like, “Ugh, I just hated paying someone else’s rent!” There’s just one problem: It’s not true. First, let me […]


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How to Ask for a Favor and Get It (5 easy rules + real examples)

How to ask for a favor in 5 steps Consider how your favor impacts them Ask with the expectation that your favor will be granted Don’t lie Hold on to your power Be very specific about what you’re requesting New to IWT? Watch founder Ramit Sethi on Netflix Get the NYT-Bestselling book Check out the […]


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4 Ways to Get Out of Debt Fast (+ mistakes to avoid)

Whether you're battling credit cards or student loans, I'll show you how to pay off your debt fast with the 5-step system from my NYT best-selling book.


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The Top 5 Most Profitable Products to Sell Online in 2024

Picture this: You wake up, check your email, and find a notification that you’ve made multiple sales overnight while you were peacefully sleeping. Sounds like an actual dream come true, right?  Well, it’s not just a fantasy — it’s the reality of thousands of successful online entrepreneurs who have tapped into the goldmine of profitable […]


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